ÒWe want to pay attention to the universal and overwhelming problem of the lack of financial education. We wanted to teach people the basic information about their finances and financial future and create a better life condition,Ó says Monika Nowakowska-Twarg from the project.
As a solution, the Home Budget Management project produced ICT-based content on financial education that would be accessible for all. The project developed an e-course (tutorials) to teach people how to gain financial independence and take responsibility for their financial future.
ÒWe wanted to develop an universal course that can be suitable for all, that was the idea.Ó
Easy-access financial education for all
The course covers a variety of topics, such as understanding the concept of money, the meaning and consequences of saving and borrowing and how to manage debts and avoid difficulties. The project strives to engage new learners and to cover a variety of levels of financial education.
The course includes modules that are of different levels and thus can be aimed at people with lower skills, as well as at adults who possess a certain knowledge about finances but wish to develop their skills. Thus, the course is applicable to many sectors.
ÒWe have developed the e-learning course in four languages available through the project website and we have also developed the Guidelines for trainers.
The project also promotes economic and financial literacy. Through the use of distance learning (e-learning) and mobile learning, the general access to lifelong learning is broadened. It has also increased the number of people participating in lifelong learning and has contributed to the up-skilling of youth and adults, including adult trainers and teachers.